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Luba Financial

Your Plan for 2021

As we turn the page on the most difficult year many of us have ever experienced, we understand that 2020 was marked by hardship and great uncertainty. As we reflect and remember, we also strive to make a better 2021. Because insurance and retirement planning are what we do, we look toward 2021 while considering where we are financially.

Going forward, your financial strategy should be sensible, pragmatic and time tested. While we hope for a better future, we also have a responsibility to prepare a secure nest egg for the ones we love.

While this year has been unprecedented, the three central questions you owe it to yourself to ask have not changed:

  1. What if I die too soon? Will those who depend on me financially be okay?
  2. If I become disabled, how will I continue to ensure my family’s security?
  3. Will I be able to live comfortably once I decide to retire?

I look forward to helping you answer these questions by creating an insurance and retirement plan that fits your needs. Please do not hesitate to call or email me with any questions or quote requests.

With all the best wishes for the next year and always,

Luba Winegardner

Luba Financial

88 Mustato Road

Katonah, NY 10536

T. 646-524-3169

C. 917-578-6221

F. 917-210-6415



Vanderbilt Financial Group is the marketing name for Vanderbilt Securities, LLC and its affiliates.
Securities offered through Vanderbilt Securities, LLC • Member: FINRA, SIPC • Registered with MSRB.
Advisory Services offered through Vanderbilt Advisory Services
Clearing Agent: Fidelity Clearing & Custody Solutions



Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck